Complete Services Provided
Homeowner Insurance
Homeowners insurance is a form of property insurance that covers losses and damages to an individual’s house and to assets in the home.
Elevation Certificate
The National Flood Insurance Program (NFIP) Elevation Certificate (EC) is an administrative tool used by the NFIP.
Alarm Credits
The general safety of your home isn’t the only reason why you should consider installing a burglar alarm. It can help to reduce your home insurance premiums as well.
Risk Management Consultation
Providing advisory on not only conventional insurance but also on topics like self-insurance, claims management, loss prevention, and project advisory.
Flood Insurance
Flood insurance is a type of property insurance that covers a dwelling for losses sustained by water damage, as it specifically relates to flooding.
Automotive Insurance
Auto insurance is a type of insurance coverage that provides financial protection against losses and damages that may occur as a result of owning or operating a motor vehicle.
Mitigation Inspections
Generally, a wind mitigation inspection is needed to determine which credits apply to a home. Homeowners can receive substantial credits for outfitting their homes with windstorm mitigation features that are more resistant to high winds. We have mitigation specialists in our network willing to help you today!
Quick Statistics
87
Flood Loss Dollars Paid 2017 (Millions)
5.1
Flood Policies in Place in U.S (Millions)
57
Average Flood Claims Payment (Thousands)
700
Average Flood Insurance Premium (Dollars)
Total of all NFIP Flood Policies are in Florida
Due in Part from Hurricane Irma
Of Households Hit By Hurricane Irma Had Flood Insurance
Out of 3 Million
Of Florida's Flood Risk Households are in South Florida
Between Miami, Broward, and Palm Beach
Of Chronically Flooded Properties in America are in Florida
As many as 145,966 homes in Miami
No hassle wind mitigation
Inspection Services
According to the Florida Division of Emergency Management, 15% - 70% of home insurance premiums in Florida can be attributed to wind-damage risk. While there is an upfront cost involved, outfitting your home with wind mitigation features can result in significant long-term savings.
My Expertise at Your Service
26 Years of Insurance Experience
Doreen L. Malcolm
Owner & Founder
Latest news
In The Insurance World
At least 10 dead after tornado outbreak [VIDEOS/PICTURES]
ABOVE: do yourself a favour and watch the above video at 3:28mins for a clear depiction of the monster tornado.
Post by: admin
March 7, 2019
The South in for Severe Weather on Sunday; Backside Much Colder Early Part of Next Week
Look at the Severe Weather Event on Sunday, a fast-moving shortwave trough will cross into the Southeast as part of
Post by: admin
March 7, 2019
Strong Storm To Bring Severe Weather, Flooding, to Northern Mississippi Today
A strong upper-level disturbance is moving through Southern California this morning and will emerge onto the Plains tonight. A variety
Post by: admin
March 7, 2019
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